Grants and Free Money Information

If you are struggling with finances, debt load or the loss of employment, you may qualify for government aid. You may also qualify for help if you have medical expenses or are trying to get a college education. While this aid is available where it is needed, it should be noted that no one is automatically entitled to it. Help is given when the government determines a person or family is eligible for it.

For those with a legitimate need for financial relief, the government offers several programs that cover a variety of situations. These include child care, nutrition, education, and healthcare. All of these needs are eligible for aid. Having specific criteria for funding allows the government to always have money available for assistance, which it would not if it granted all of the requests that it receives.

How to Get Help

If you are in need of aid, the first step you must take is to fill out an application for the program you want help from. After meeting the eligibility requirements, you will then be considered for the program. You should understand that you will most likely not receive your aid in the form of cash.

If you need a resource to find government aid, Benefits.gov can help you connect with the right programs. This can be lifesaving when you have children to feed and clothe. You should not see accepting government aid as being embarrassing but simply a way to keep your bills paid and food in the house while you get back on your feet.

Using Benefits.gov is very easy. Just go to the website and choose from the following options:

• Find benefits. Making this selection will lead you to a questionnaire. You must answer every question on it to receive a benefits list that is based on your responses. This will make it easier for you to find the appropriate help for your set of circumstances.

• Check the list. If you already have an idea which programs you might qualify for, you can skip the search and go directly to the browse tool. This will allow you to see the categories of benefits available. You can sort the list by state and federal agencies as well.


Grants

The Benefits.gov website is not able to provide information on grants. This is because they are awards that come from organizations or individuals and are not intended to provide personal assistance. If you want to apply for a grant, visit the grants.gov site to apply.

The following sources are also helpful for obtaining grants:

• Rural Rental Assistance. This grant is used to lower the amount of rent paid out by those who live in farm labor housing and rural rental housing. To become eligible, the rent on your home must exceed 30 percent of the monthly income for the entire household.

• Good Neighbor Next Door Program. This program focuses on those who provide community services, such as teachers, firefighters, police officers, and emergency medical technicians by offering them a 50 percent discount on a HUD home. The only other requirement is to make the house a primary residence and live in it for three years.

• Disaster Relief Assistance. When natural disasters, such as hurricanes, tornadoes, floods, and fires strike, that is where FEMA steps in to help. Its housing portal aids displaced families by connecting them with available housing in their area and supports them until they are able to live on their own again.

• Housing Grants and Loans. If you are very low income, you can apply for aid from The Rural Housing Repair Loans and Grants Program. This will help you improve your property while modernizing your house and making needed repairs. It can also be used to remove safety and health hazards if they exist.

Life can present unexpected challenges that make it difficult to stay in your home, pay your bills and take care of your children. Whether it is unemployment, a natural disaster or an extended illness, the government can help you with its financial aid programs or with a grant. Do not hesitate to seek help if you need it.